Get yourself a bank account that works for you. Our Everyday Living Account gives you digital access to transactional banking with no monthly administration fee. It can be accessed easily through our Mobile Banking App, Internet Banking and Phone Banking, offering unlimited transactions on a range of transaction types. Funds can also be accessed through EFTPOS, payWave, Bank@Post and Visa Debit Card.
Become a new member and open an Everyday Living Account today and we'll match your highest deposit up to $50*
Become a new member and open an Everyday Living Account today and we'll match your highest deposit up to $50*
No monthly admin fee
Enjoy the freedom of no monthly administration fee.Digital only account
Easily access your account 24/7 with our Mobile Banking App, Internet Banking and Phone Banking.#Apply online or in branch
Open a new account online, over the phone or by visiting your nearest branch.
Apply now
You can open your new Everyday Living Account online, over the phone or by visiting your nearest branch.
Important to know
#In branch cash assisted transactions and withdrawals not permitted on this account.
* Match $50 (the “Offer”) Terms and Conditions, effective 01 October 2024
Full terms and conditions available here.
1. The Offer is made by Heritage and People’s Choice Ltd ABN 11 087 651 125 Australian Credit Licence 244310 (‘HPC’) which trades under the trading name ‘People’s Choice Credit Union’ (People’s Choice).
2. By participating in this Offer, you accept and agree to these terms and conditions.
3. The offer is that People’s Choice will match the highest deposit made within the 2 (two) weeks of opening the account) up to the maximum value of $50 (Cashback Amount), if you meet the conditions set out in clause 5 below during the Offer Period (Offer).
4. The Offer commences on Tuesday, 1 October 2024 and closes at 5:00 pm ACDT on Saturday, 30 November 2024 (Offer Period).
5. During the Offer Period, to receive the Cashback Amount, the following conditions apply;
(a) you must open a personal membership and open an ‘Everyday Living’ or ‘Everyday’ Account no later than 2 days after the membership opening;
(b) must make your deposits within 2 (two) weeks of the account opening;
(c) The new ‘Everyday Living’ or ‘Everyday’ Account will receive a maximum of one (1) Cashback Amount irrespective of the number of accountholders.
(d) If an account with multiple accountholders receives the Cashback Amount, all accountholders are considered to have received the payment.
(e) An individual will receive a maximum of one (1) Cashback Amount irrespective of the number of ‘Everyday Living’ or ‘Everyday’ Accounts opened.
(f) Only new personal memberships and ‘Everyday Living’ or ‘Everyday’ Accounts are eligible for the offer.
(g) ‘Everyday Living’ or ‘Everyday’ Account must remain open at the time of payment.
6. The Cashback Amount will be paid into the eligible ‘Everyday Living’ or ‘Everyday’ Account by Friday 10 January 2025.
7. The following individuals are not eligible to receive this Offer:
(a) a director or former director of HPC or any entity to which HPC is the successor in law, or of a subsidiary or related entity of HPC or of any entity to which HPC is the successor in law and their immediate family members (immediate family means any of the following: spouse, de-facto spouse, child or stepchild.; or
(b) an employee or former employee, or contractor or former contractor, of HPC or any entity to which HPC is the successor in law, or of a subsidiary or related entity of HPC or of any entity to which HPC is the successor in law and their immediate family members (immediate family means any of the following: spouse, de-facto spouse, child or stepchild.
8. All People’s Choice’s usual terms, conditions, fees and charges apply and are available upon application.
9. Accountholders should seek independent advice to determine their taxation obligations in respect of any Cashback Amounts received in connection with the Offer.
10. Any Cashback Amounts received under the Offer are non-transferable.
11. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non Excludable Guarantees and except to the extent caused by HPC (or its officers, employees, agents or contractors), HPC (including its respective officers, employees, agents or contractors) exclude all liability (including negligence), for any personal injury or death; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Offer or accepting or using the Cashback Amount.
12. These Terms and Conditions are subject to change without notice and only for the purpose of HPC’s legitimate interests. People’s Choice reserves the right to vary or withdraw this Offer at any time before or during the Offer Period, by publishing notice on its website, subject to any applicable laws.
* Match $50 (the “Offer”) Terms and Conditions, effective 01 October 2024
Full terms and conditions available here.
1. The Offer is made by Heritage and People’s Choice Ltd ABN 11 087 651 125 Australian Credit Licence 244310 (‘HPC’) which trades under the trading name ‘People’s Choice Credit Union’ (People’s Choice).
2. By participating in this Offer, you accept and agree to these terms and conditions.
3. The offer is that People’s Choice will match the highest deposit made within the 2 (two) weeks of opening the account) up to the maximum value of $50 (Cashback Amount), if you meet the conditions set out in clause 5 below during the Offer Period (Offer).
4. The Offer commences on Tuesday, 1 October 2024 and closes at 5:00 pm ACDT on Saturday, 30 November 2024 (Offer Period).
5. During the Offer Period, to receive the Cashback Amount, the following conditions apply;
(a) you must open a personal membership and open an ‘Everyday Living’ or ‘Everyday’ Account no later than 2 days after the membership opening;
(b) must make your deposits within 2 (two) weeks of the account opening;
(c) The new ‘Everyday Living’ or ‘Everyday’ Account will receive a maximum of one (1) Cashback Amount irrespective of the number of accountholders.
(d) If an account with multiple accountholders receives the Cashback Amount, all accountholders are considered to have received the payment.
(e) An individual will receive a maximum of one (1) Cashback Amount irrespective of the number of ‘Everyday Living’ or ‘Everyday’ Accounts opened.
(f) Only new personal memberships and ‘Everyday Living’ or ‘Everyday’ Accounts are eligible for the offer.
(g) ‘Everyday Living’ or ‘Everyday’ Account must remain open at the time of payment.
6. The Cashback Amount will be paid into the eligible ‘Everyday Living’ or ‘Everyday’ Account by Friday 10 January 2025.
7. The following individuals are not eligible to receive this Offer:
(a) a director or former director of HPC or any entity to which HPC is the successor in law, or of a subsidiary or related entity of HPC or of any entity to which HPC is the successor in law and their immediate family members (immediate family means any of the following: spouse, de-facto spouse, child or stepchild.; or
(b) an employee or former employee, or contractor or former contractor, of HPC or any entity to which HPC is the successor in law, or of a subsidiary or related entity of HPC or of any entity to which HPC is the successor in law and their immediate family members (immediate family means any of the following: spouse, de-facto spouse, child or stepchild.
8. All People’s Choice’s usual terms, conditions, fees and charges apply and are available upon application.
9. Accountholders should seek independent advice to determine their taxation obligations in respect of any Cashback Amounts received in connection with the Offer.
10. Any Cashback Amounts received under the Offer are non-transferable.
11. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non Excludable Guarantees and except to the extent caused by HPC (or its officers, employees, agents or contractors), HPC (including its respective officers, employees, agents or contractors) exclude all liability (including negligence), for any personal injury or death; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Offer or accepting or using the Cashback Amount.
12. These Terms and Conditions are subject to change without notice and only for the purpose of HPC’s legitimate interests. People’s Choice reserves the right to vary or withdraw this Offer at any time before or during the Offer Period, by publishing notice on its website, subject to any applicable laws.